tag:blogger.com,1999:blog-4834701928758624657.post8718898584014778393..comments2023-10-10T08:40:21.403-05:00Comments on Live a Charmed Life: Our Week - In Summary - Womp Womp EditionEmily Powellhttp://www.blogger.com/profile/16926813451962663598noreply@blogger.comBlogger2125tag:blogger.com,1999:blog-4834701928758624657.post-64601256151509052442016-04-08T10:16:52.672-05:002016-04-08T10:16:52.672-05:00We had something very similar happen in our two pr...We had something very similar happen in our two previous mortgages. It was actually really scary in our first house when money was already so tight. In our current (third) house, we opted to handle the taxes and insurance ourselves rather than dealing with the wackos in the escrow department. It really hurts to write those big checks periodically, but at least it's something we can plan for and control. Plus, I hate the idea that the mortgage company gets to keep the escrow money interest-free until it's due. So we're paying you to screw up our lives? NOPE. With interest rates so low, you might consider refinancing into a no-escrow loan, if you have at least 20% equity in your house. Holding the money for the payments in an interest bearing account gives a nice little bonus. It won't make a huge difference, but it'll maybe pay for a date night each month.Kellihttps://www.blogger.com/profile/00661568109790527908noreply@blogger.comtag:blogger.com,1999:blog-4834701928758624657.post-49778273880188207202016-04-08T10:03:24.760-05:002016-04-08T10:03:24.760-05:00I had a grumpy week as well, I'm planning to s...I had a grumpy week as well, I'm planning to spend the weekend re-grouping and starting next week with a happier heart and better attitude. Praying that you are able to find a solution to your mortgage problem and that your heart & spirit feel a little lighter sooner rather than later. <3Donnahttps://www.blogger.com/profile/12541856005561008886noreply@blogger.com